Personal CDs & IRA CDs

 

Certificates of Deposit (CDs)

We offer Certificates of Deposit (CDs) with terms varying from 30 days to 5 years to best fit your investment needs.

  • $2,500 minimum opening deposit.
  • Interest can be mailed to you in the form of a check, transferred to your Beacon checking or savings account, or reinvested into your CD.
  • Early withdrawal penalties will be assessed at the time of the withdrawal.

For detailed information on this account type, refer to the Deposit Agreement & Disclosures or call an account officer at one our locations



Individual Retirement Accounts (IRA) CDs

Two different Certificates of Deposit (CDs) are available for IRAs depending on the number of contributions that are to be made each year: 1 year fixed rate or 18 month fixed rate.

  • $250 minimum opening deposit.
  • $15 annual trust fee per plan.
  • $10 distribution fee.
  • $15 termination/transfer out fee.
  • $60 marital dissolution fee.

Interest rates, fees, and charges are subject to change at any time.

For detailed information on this account type, refer to the Deposit Agreement & Disclosures or call an account officer at one our locations