Verified By VISA

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa®, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. Wherever you see the Verified by Visa® symbol, you know you can shop with an added layer of security. Your password will be required to complete the purchase. You can enroll your card in the Verified by Visa® program now or while shopping online. 

Protect Your Debit Card

  • Make sure to sign the signature panel on the reverse of your card as soon as you receive it.
  • Try and memorize the PIN instead of noting it down somewhere.
  • Never disclose the card number unnecessarily
  • Don't lend your card to anyone. Be well aware of who has access to your cards.
  • If your debit card is borrowed by a family member (spouse, child, parent), with or without your knowledge, you are responsible for their purchase or cash withdrawals.
  • Never leave your card unattended at a shop or restaurant. Preferably ensure that the card is always swiped on the POS machine in your presence
  • Never sign an incomplete or incorrect sales slip. Make sure it is totaled.
  • Always keep a copy of the bill payment charge-slip and ATM receipts for cash withdrawals.

Visa® Purchase Alerts

Ease  •  Simplicity  •  Convenience

To receive Visa Purchase Alerts, cardholders can sign up with free Visa® Purchase Alerts1 from Beacon Business Bank, receive near real-time alert notifications2 on select signature-based purchases made with your Beacon Business Bank Visa® debit card. Monitor your account activity from wherever you are and quickly notify the bank of anything suspicious.

Important Details

1Must be enrolled in Online Banking to enroll in Purchase Alerts. A qualified transaction is any transaction routed through VisaNet, including Interlink and Plus. PIN-based debit card transactions are not eligible to receive alerts. Messages and data rates from your wireless provider may apply. Check with your wireless carrier provided. Signature based SMS text and e-mail Card Purchase alerts will be sent directly from the VISA® network.

2Actual time to receive alert is dependent on wireless service and coverage within area. Alert service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply.