|FACTS||What does Beacon Business Bank do with your personal information?|
The type of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Beacon Business Bank, N.A. chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Beacon Business Bank,
|Can you limit this sharing?|
|For our everyday business purposes -such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes -to offer our products and services to you||No||We don’t share|
|For joint marketing with other financial companies||No||We don’t share|
|For our affiliates’ everyday business purposes -information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes –
information about your creditworthiness
|No||We don’t share|
|For our nonaffiliates to market you||No||We don’t share|
|How does Beacon Business Bank, N.A. protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Beacon Business Bank, N.A. collect my personal information?||
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||
Federal law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.
• Our affiliates include Trans Pacific Bancorp.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and non-financial companies.
• Beacon Business Bank, N.A. does not share with nonaffiliates.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include: Beacon Business Bank, N.A. does not currently have any joint marketing partners.